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Tribune News Network
Doha
QLM Life and Medical Insurance Company on Tuesday announced the launch of its family insurance product, a first of its kind in Qatar.
Designed to extend health coverage to families, this unique new product will meet the need of Qatari nationals and the expats who want to secure health insurance coverage that they can depend on.
QLM’s family healthcare programme will cover members for health-service expenses at private medical service providers including private hospitals, healthcare centres, private clinics, dental centres and pharmacies. The family healthcare programme will be available to customers from the second quarter of this year through its branches and website at www.qlm.com.qa.
Commenting on the new product, QLM Life and Medical Insurance Company CEO Fahad Al Suwaidi said “This new family healthcare product reflects our commitment to our vision, which is designed after a thorough study of the current market statistics and customer needs while considering the factors that differentiate private medical sector in Qatar from advanced health care services.”
“Through this product, our customers will have access to comprehensive coverage of services such as medical diagnostics, medical dental services, pregnancy and childbirth services, optical services, physiotherapy, laboratories, surgeries and skin treatments, and coverage of chronic diseases and pre-existing conditions subject to the table of benefits, coverage of acute diseases and coverage of physical and complementary therapy, chiropractic treatment, acupuncture, osteopathy and Ayurveda and many other benefits, through four plans included in this product,” Suwaidi said.
Suwaidi said, “QLM’s family healthcare insurance product will be inclusive of all segments of the society, from the families of Qatari nationals to families of expats with valid Qatar ID.”
Suwaidi said that customers will be able to obtain this product from different distribution channels and can benefit the most from the use of this product within its network of service providers accessible through their QID or QLM Membership cards. Suwaidi indicated that the price of the product has been set fittingly to ensure it is accessible to all segments of society and the benefits of each plan will vary by each type of service and service provider.
Suwaidi pointed out that it will include major hospitals within the network of service providers like Al-Ahli Hospital, Al-Emadi Hospital, Doha Clinic Hospital, Turkish Hospital and Aster Hospital. The network will consist of more than 400 health centres, clinics and pharmacies in Qatar and globally the network will consist of more than 75,000 providers.
Suwaidi stressed that the launch of the family insurance product exclusively gives all nationals and citizens of Qatar the opportunity to obtain different layers of tailored coverage with a geographical coverage starting from Qatar to worldwide, and deductibles for outpatient clinics starting from nil until up to 20 percent co-payment.
Family product plans will include many privileges and services for comprehensive medical coverage of up to QR3 million per person per year as a maximum limit. With the launch of this product, the company aims to acquire a market size similar to medical insurance for individuals.
QLM Life and Medical Insurance Company Deputy Chief Executive Officer Ahmad Mohamed Zebeib said, “This family product is just one of the company’s products, which is part of a series of products that the company will launch and will be witnessed by the local insurance sector, and this is the first step towards implementing the company’s strategy of diversification. The product’s goals is to provide health care for everyone at an affordable price.”
Zebeib noted that the private medical sector within Qatar is able to provide optimal solutions for medical services at the highest level and has the ability to manage health insurance products provided by insurance companies.
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03/02/2021
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